Insurance

Westcorp Capital has relationships with the insurers that provide cover for cars, boats, caravans, campers including warranties and loan related covers to reduce your exposure in the event of the unforeseen. Add-on insurances are not compulsory but at times can be a real “lifesaver” when the unexpected takes place. Ask us for details on how it may be possible to reduce your exposure and the risk of being out of pocket, you will then be able to make an informed decision. We can at times arrange for pay by the month policies which are very easy to manage.

During the application stage, all you need to tell us is that there are areas of which you are seeking insurance cover for and if for any reason, we are unable to provide or arrange them for you, we may be able to refer you to someone who could. Different people have different insurance needs so don't take unnecessary risks, applying for insurance with us is an integral part of the transaction and in most cases is easily catered for as it is part of the application process.

In Australia, most insurers will not cover an existing risk. For example, a hail damaged car may not be able to be covered for hail damage but we can arrange for a policy which will just exclude that damage but cover other components.

We have different ways to assist you when purchasing a policy. You can choose between paying for the policy with a credit card, including it in your loan if the lender permits or set up a pay by the month facility which will automatically deduct the premium from your chosen bank account each month. In some instances, there may be a slight cost to a pay by the months but it does provide for good budgeting and convenience.