WHICH TYPE OF INSURANCE IS RIGHT FOR YOU?

FULLY
COMPREHENSIVE

Includes accidental, malicious damage, theft, fire and third party.

THIRD PARTY
FIRE & THEFT

Covers damage to people’s property and limited damage cover including fire and theft.

THIRD
PARTY

Covers you for damage that you cause to other people’s property and vehicles.

ROADSIDE
ASSISTANCE

For peace of mind to cover you and your vehicle for breakdown or assistance anywhere in Australia.

Landlord's Insurance Simplified

Getting cover is as easy as 1-2-3, here’s how!

GET AQUAINTED

GET AQUAINTED

Provide us with some details about your vehicle and you and we will find the best policies for you.

COMPARE YOUR OPTIONS

COMPARE YOUR OPTIONS

We compare premiums, includions, exclusions and policies and consider extras such as glass breakage and hire options.

GET COVERED

GET COVERED

We will arrange immediate cover and get you and your car insured!

Have any questions? Call for a quick chat!

WHY CHOOSE AVOCA?

Our team will compare the range, benefits and prices from leading insurance to choose you the right cover that suits your needs and most importantly, your budget.

Save time!

Save time!

We do the comparisons and come up with the best solution.

No extra cost!

No extra cost!

We guarantee we will better or beat going direct to an insurer.

Claims assistance.

Claims assistance.

Our team are experienced to assist with the most complex claims.

Optional extras offered by some of our providers.

Hire car if you vehicle needs repair or is written off.

Your car is essential to your work or lifestyle and this option could be a must to keep you and your family mobile.

Choose your own repairer.

Have you got a preferred repairer that you know and trust? This option give you the ability to choose your own repairer rather than the insurer’s discretion.

Classic car and bike coverage.

Specialist cover that protects your classic, vintage, prestige car or bike including limited use car club and special events, including hire.

Remove windscreen glass replacement excess.

If you are a frequent country driver this maybe for you. We can reduce or remove any excess on on repairing or replacing your damaged windscreen.

Frequently asked questions about Landlord's Insurance

If you own an investment property – it could be a rental, or a holiday home, this insurance is for you.

Imagine if the property was damaged or destroyed by fire. Without insurance, your investment income would go up in flames.

Also keep in mind that, if your investment property is financed , your financial institution may request to see proof of insurance for the property.

Two of the key potential issues covered by landlords insurance are Loss of Rent and Rent Default. The definition of these issues are understandably sometimes confused, as the meanings and wording are similar. Below are explanations of each and what is covered.

Loss of rent cover

This covers for loss of rental income resulting from damage to the building.

Loss of Rent covers you for lost rental income should your property become uninhabitable by the tenant due to fire, flood, serious building damage or other major issues with the property.

Rent default cover

Rent Default is where the tenant stops paying rent.

This is understandably important on the list of landlords' concerns. In the majority of cases, payment default happens when the tenant's income is stopped or reduced due to an unforeseen event such as losing their job, sudden expenses, divorce, or illness.

While choosing reliable responsible tenants is important, anyone can come under hard times unexpectedly and this cover-type insures for just that.

The costs of repairing building damage or deliberate malicious damage left after tenants vacate a property would also be covered under rent default cover.