WHICH TYPE OF INSURANCE IS RIGHT FOR YOU?

FULLY
COMPREHENSIVE

Includes accidental, malicious damage, theft, fire and third party.

THIRD PARTY
FIRE & THEFT

Covers damage to people’s property and limited damage cover including fire and theft.

THIRD
PARTY

Covers you for damage that you cause to other people’s property and vehicles.

ROADSIDE
ASSISTANCE

For peace of mind to cover you and your vehicle for breakdown or assistance anywhere in Australia.

CAR INSURANCE SIMPLIFIED

Getting cover is as easy as 1-2-3, here’s how!

GET AQUAINTED

GET AQUAINTED

Provide us with some details about your vehicle and you and we will find the best policies for you.

COMPARE YOUR OPTIONS

COMPARE YOUR OPTIONS

We compare premiums, includions, exclusions and policies and consider extras such as glass breakage and hire options.

GET COVERED

GET COVERED

We will arrange immediate cover and get you and your car insured!

Have any questions? Call for a quick chat!

WHY CHOOSE AVOCA?

Our team will compare the range, benefits and prices from leading insurance to choose you the right cover that suits your needs and most importantly, your budget.

Save time!

Save time!

We do the comparisons and come up with the best solution.

No extra cost!

No extra cost!

We guarantee we will better or beat going direct to an insurer.

Claims assistance.

Claims assistance.

Our team are experienced to assist with the most complex claims.

Optional extras offered by some of our providers.

Hire car if you vehicle needs repair or is written off.

Your car is essential to your work or lifestyle and this option could be a must to keep you and your family mobile.

Choose your own repairer.

Have you got a preferred repairer that you know and trust? This option give you the ability to choose your own repairer rather than the insurer’s discretion.

Classic car and bike coverage.

Specialist cover that protects your classic, vintage, prestige car or bike including limited use car club and special events, including hire.

Remove windscreen glass replacement excess.

If you are a frequent country driver this maybe for you. We can reduce or remove any excess on on repairing or replacing your damaged windscreen.

Frequently asked questions about Home & Contents Insurance

Home and contents insurance policies in Australia are often divided into two groups: “defined” (or “listed”) events policies, and “accidental damage” policies.

Broadly speaking, a defined events policy lists the events (that cause damage to your home or contents) that you are insured for, and everything else is excluded.

The things you are insured for are called the “defined” or “listed” events.

Policies differ, but commonly listed events include:

  • Fire
  • Storm
  • Lightning damage
  • Earthquake
  • Theft
  • Wind damage
  • Cyclone
  • Rainwater damage
  • Earthquake
  • Explosion
  • Oil leak
  • Malicious damage
  • Damage caused during a robbery

On the other hand, accidental damage insurance generally covers you for any “accidental loss or damage”, and will list the things that you are not insured for.

These policies generally cover everything that ‘defined events’ policies cover, as well as any loss or damage that arises from an accident (unless that accident is specifically excluded).

It is more than likely that accidental damage cover will let you claim in every circumstance. You will need to consider any exclusions listed in your policy. For example, you may not be covered if defective workmanship results in damage to your house.